Currency Converter

Convert between 166+ currencies — rates updated 03 Aug 2026 ()

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Frequently Asked Questions

These rates are sourced from ExchangeRate-API and updated daily. They reflect mid-market (interbank) rates. Actual rates offered by banks and money changers will differ due to their spread/commission. Use these rates for reference and estimation purposes.

The mid-market rate (also called interbank rate) is the midpoint between the buy and sell prices for any two currencies on the global market. It's the "fairest" exchange rate, but most banks and exchange services add a markup on top of it. Services like Wise (TransferWise) are known for offering rates close to the mid-market rate.

This converter stores exchange rates relative to USD. To convert between two non-USD currencies (e.g. EUR to INR), it first converts EUR to USD, then USD to INR. This is mathematically equivalent to a direct EUR/INR rate and produces accurate results. Most currency data providers use USD or EUR as the base currency for this reason.

The exchange rates used in this tool are updated once daily. The last update date is shown below the page title. For live second-by-second rates used in forex trading, you would need a real-time data feed from a broker or financial data provider.

This converter supports 166 currencies including all major world currencies (USD, EUR, GBP, JPY, AUD, CAD, CHF, CNY), South Asian currencies (INR, BDT, PKR, LKR, NPR), Southeast Asian currencies (MYR, SGD, THB, IDR, PHP, VND), Middle Eastern currencies (AED, SAR, QAR, KWD), African currencies, and many more.

As of 03 Aug 2026, the Kuwaiti Dinar (KWD) is the world's strongest currency — 1 KWD ≈ 3.23 USD. The Bahraini Dinar (BHD) and Omani Rial (OMR) follow closely. "Strength" refers to how much USD you get per unit — not the economic health of the country.

The mid-market rate is the midpoint between what buyers and sellers pay on the global interbank market — it's the "real" exchange rate with no markup. Bank rates (also called retail rates) include a spread — typically 2–5% for retail customers — which is how banks and exchange bureaus profit from currency transactions. Services like Wise (TransferWise) charge a small transparent fee while offering rates close to mid-market, making them significantly cheaper than traditional banks for international transfers.

The spread is the difference between a currency dealer's buy price and sell price. For example, a bank might buy USD at 82.50 INR and sell at 84.00 INR — a spread of 1.50 INR per dollar. This spread is the dealer's profit margin. A wider spread means a worse deal for you. Airports and hotels typically have the widest spreads (5–10%). Online platforms and ATM withdrawals abroad usually offer tighter spreads closer to the mid-market rate.

Exchange rates fluctuate constantly due to market forces, economic data, and geopolitical events. There is no universally "best" time, but some practical tips: (1) Avoid airports and hotels — their rates are typically 5–10% worse than mid-market. (2) Order currency in advance through your bank or an online service. (3) Use a multi-currency travel card or a fee-free debit card abroad for ATM withdrawals. (4) Avoid dynamic currency conversion (DCC) when paying by card abroad — always choose to pay in the local currency.

No. This converter supports only traditional fiat currencies (government-issued money like USD, EUR, INR). Cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH) are not included because their prices are highly volatile and change by the second — requiring real-time data feeds from crypto exchanges rather than daily mid-market rates. For crypto conversions, use a dedicated cryptocurrency exchange or price tracking platform such as CoinGecko or CoinMarketCap.

About This Currency Converter

This Currency Converter lets you instantly convert money between 166+ currencies worldwide. Just enter an amount, select your source and target currencies, and get the result with daily mid-market exchange rates.

Key Features

166+ Currencies: Convert between all major and minor world currencies including USD, EUR, GBP, JPY, INR, BDT, and more.
Daily Rates: Exchange rates are updated daily from a trusted provider, giving you accurate mid-market rates.
Country Flags: Each currency is shown with its country flag for easy visual identification.
Popular Pairs: One-click shortcuts for the most frequently converted currency pairs.
Rate Table: See how the selected "From" currency compares against 20 major currencies at a glance.
Swap Function: Quickly reverse currencies with a single click.

Important Notes

Mid-Market Rates: This tool shows mid-market (interbank) rates. Actual bank rates may differ due to markup or fees.
Reference Only: Use these rates for reference and planning, not for actual financial transactions.
Daily Updates: Rates are updated once per day. For real-time forex rates, use a dedicated trading platform.

Standards & References

In-depth guides and technical articles.

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Converters Jun 24, 2026

The $7.5 Trillion FX Market — How Exchange Rates Are Priced and Why You're Always at the Worst End of It

The FX market trades $7.5 trillion daily but individuals always participate at the least favourable end — paying 3-5% at banks vs 0.3-1% at specialist services, with costs hidden in the spread rather than explicit commissions. Here's how the interbank rate is formed, the three components of exchange cost (spread, commission, transfer fee), how to calculate the true all-in cost percentage against mid-market, and why unusual currency pairs are cheaper to exchange via two USD legs than directly.

Converters Jun 19, 2026

Purchasing Power Parity vs Market Exchange Rates: Why the Big Mac Index Exists

$50,000 a year sounds different in different countries — and the market exchange rate alone won't tell you how different, because it reflects currency trading, not local prices. Here's how the "Big Mac Index" illustrates the gap between market rates and local purchasing power, what PPP exchange rates actually measure, and why this matters for comparing salaries internationally — while market rates remain exactly right for actually converting money.

Converters Jun 18, 2026

Why the Exchange Rate on the News Isn't the Rate You'll Actually Get — and How Wide the Gap Really Is

The exchange rate on news sites is the interbank rate — traded in million-dollar volumes between major banks. A traveller at an airport or a small business buying forward both pay derivatives of this rate, with markup layers that range from 0.1-0.2% at specialist brokers to 3-7% at airport bureaux de change. Here's the full markup chain from interbank to airport rates, why the spread exists, and how forward rates are calculated (not predicted) from interest rate differentials.

Converters Jun 10, 2026

International Remittances: How Transfer Costs Work and How to Send Money Home for Less

Over $800 billion is sent home by migrant workers each year — with an average 6.2% cost. Here's how transfer fees and hidden exchange rate margins combine, why Wise, Remitly, and Western Union suit different corridors and recipient situations, and why mobile money matters for the 1.4 billion unbanked.

Converters Jun 10, 2026

Currency Risk, Forward Contracts, and When to Exchange Money: A Practical Guide

Currency risk affects both travellers and businesses — a 5% exchange rate move can turn a €500,000 import into a €25,000 loss. Here's floating vs pegged currencies, how the carry trade works, forward contracts for locking in rates, and the practical guide to when and how to exchange money at the best rate.